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Ordinance or Law Coverage for Homeowners

Ordinance or Law Coverage for Homeowners

In this article, we cover what ordinance or law coverage is, how it works, and the 4 major things ordinance includes. A homeowner’s insurance policy only covers certain events in your home, like fires and floods, while others are not covered, like theft or vandalism. As a result, some homeowners find gaps in their coverage […]

Reconstruction Cost Coverage On A Homeowners Policy

Reconstruction Cost Coverage On A Homeowners Policy

As a homeowner, it’s important to consider adding reconstruction cost coverage on your homeowners policy. In this article, we share everything you need to know about reconstruction cost coverage. Your homeowner’s policy aims to protect your property and keep you financially covered in an accident or disaster. Reconstruction cost coverage, also known as RCC, gives […]

Erie Rate Lock – Take Control Of Your Auto Insurance

Erie Rate Lock – Take Control Of Your Auto Insurance

Curious about the Erie Rate Lock? In this article, we share how insurance companies rate auto policies and insight on the benefits and features of the Erie Rate Lock.  Everything from food to transportation in the United States is becoming more expensive due to inflation. Insurance premiums are naturally rising alongside inflation. For example, costs […]

Why Choose an Independent Insurance Agent?

Why Choose an Independent Insurance Agent?

In the insurance world, you will find two types of agents: Independent insurance agencies and captives. In this article, we share the benefits of choosing an independent insurance agent for all your insurance needs. In the insurance world, you will find two types of agents to choose from: independent and captive (meaning they work directly […]

What Is Loss Assessment Coverage?

What Is Loss Assessment Coverage?

Curious about loss assessment coverage? In this article we share what loss assessment coverage is, how much it costs, and help you determine if you need this on your homeowner’s insurance policy. Loss assessment coverage is an endorsement on your homeowner’s insurance policy that pays to repair or replace your home after damage occurs, typically […]

Guaranteed Replacement Cost

Guaranteed Replacement Cost

Guaranteed Replacement Cost: What Is It And Is It Worth Buying If you buy a house today, chances are you won’t be able to afford to replace it in case of a total loss if a covered peril did the damage. However, there might be a way around it. Certain carriers have a policy option […]

Do you need an umbrella policy?

Most people do! If you are sued due to an auto accident, dog bite, incident with your child, property damage, or most other incidents, an umbrella policy will pay for your legal fees and settlement if you are found liable. For about  $15 per month, you can purchase a $1,000,000 umbrella policy! Take a look […]

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