Safeguarding Your Hyundai or Kia: Top Tips to Prevent Auto Theft
Key takeaways
- A social media challenge exposed a vulnerability in Hyundai and Kia models built without engine immobilizers, and thefts spiked nationally, including in the DC metro area.
- Both manufacturers released a free software update that addressed the vulnerability on most affected models.
- Theft rates have declined from their peak, but owners of older affected models still face elevated risk.
- Steering wheel locks, secure parking, and visible deterrents still help on vehicles that cannot take the update.
- Comprehensive coverage, not collision or liability, is what responds to a stolen vehicle. Capitol Benefits can confirm what your policy includes.
Between 2021 and 2023, thefts of Hyundai and Kia vehicles surged dramatically — a viral social media challenge exposed a vulnerability in models without engine immobilizers, and thefts spiked in cities across the country, including in the DC metro area. The situation has largely stabilized since then: both manufacturers released a free software update that addressed the vulnerability for most affected models, and theft rates for these vehicles have declined from their peak. But the issue isn’t entirely resolved, and owners of older affected models still face elevated risk. Here’s where things stand and what to do.
Which Vehicles Were Affected
The theft vulnerability primarily affected Hyundai and Kia models built between 2015 and 2019 that were sold without a standard engine immobilizer — a feature that became standard in most other manufacturers’ vehicles years earlier. Models built after 2021 generally have immobilizers standard. If you’re not sure whether your vehicle received the software fix, check with your dealership or visit NHTSA.gov to look up your VIN.
Steps That Still Help
- Get the software update if you haven’t: Both Hyundai and Kia have offered free software patches through dealers for most affected models. This is the single most effective fix.
- Use a steering wheel lock: A visible deterrent still works — thieves look for easy targets, and a steering wheel club adds a meaningful obstacle.
- Park strategically: Well-lit areas with foot traffic or security cameras reduce risk, particularly overnight.
- Consider a GPS tracker: If your vehicle is stolen, a tracker dramatically improves recovery odds. Several affordable options integrate with your phone.
The Insurance Angle: Comprehensive Coverage
Auto theft is covered under comprehensive insurance — not collision. If your policy only includes liability and collision, a stolen vehicle isn’t covered. If you drive a Hyundai or Kia and don’t currently have comprehensive coverage, it’s worth revisiting that decision. Capitol Benefits can review your current auto coverage and help you understand what’s in place and what isn’t. Contact us here.
Frequently Asked Questions
Which Hyundai and Kia models were affected?
The vulnerability affected certain models built without engine immobilizers. Hyundai and Kia both published lists of eligible vehicles for the free software update, so check your specific year and model with the manufacturer or a dealer.
Does the free software update fix the problem?
It addresses the vulnerability on most affected models and is provided at no cost. Some older vehicles are not eligible for the update, which is where physical deterrents matter most.
Does insurance cover a stolen car?
Comprehensive coverage is what pays for theft, subject to your deductible. Liability and collision coverage do not cover theft, so a driver carrying only those would have no protection.
What else can I do to deter theft?
Use a steering wheel lock, park in well-lit or secured areas, avoid leaving valuables visible, and consider an aftermarket immobilizer or tracking device on vehicles that cannot take the update.
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