Articles & Insights - Capitol Benefits LLC

Your Medicare Part D Notice Is Due October 14, and the 2027 Test Is Stricter

An HR manager at her desk reviewing a printed benefits document beside a laptop in morning light

Maryland FAMLI: You Have to Register Now, Even Though Benefits Start in 2028

Sunlit home office desk with an open planner, coffee cup and a family photo, overlooking the Washington DC skyline

DC Paid Family Leave Was Cut on October 1. What DC Employers Should Do Now

Empty office chair with a cardigan draped over it, beside a blank wall calendar and a family photo on the desk

I Hit a Deer. Is That a Claim, and Will It Raise My Rate?

White-tailed deer standing alert at the edge of a suburban road at dusk in autumn as a car approaches

Lifestyle Spending Account Trends Show Emphasis on Wellness

Employee enjoying a wellness activity supported by a lifestyle spending account

Erie Rate Lock – Take Control Of Your Auto Insurance

Erie Rate Lock – Take Control Of Your Auto Insurance

What Is Loss Assessment Coverage?

Neighbors at a community entrance, illustrating loss assessment coverage

Did your car insurance premium increase after adding your child to your policy?

Google image result when you search "teen driver"

Do you need service line insurance from the water or gas company?

Two utility workers in hard hats and safety vests installing an underground water service line in a trench

The Cyber Risk That Actually Hits Families: Wire Fraud and Impersonation

Closed laptop, phone face down and a coffee cup on a walnut desk in a warm home study lit by a brass lamp

Why Your DC Home Insurance Quote Came Back Higher Than You Expected

Row of brick row houses on a tree lined Washington DC street in autumn light

Protecting Your Home from Christmas Tree and Holiday Fires

Decorated Christmas tree with lights in a living room

Stay Safe and Insured This Holiday Season: A Guide for DMV Homeowners

Family gathered around a festive table during the holiday season

Frozen Pipes, Ice Dams, and Sump Pumps: 4 Winter Water Damage Situations Home Insurance May Not Cover

Water damage on a home ceiling and floor after a leak

15 Winter Driving Tips for Snow and Ice in MD, DC, and VA (+ Insurance Checklist)

Car driving carefully on a snow-covered road in winter conditions

Closing Up the Second Home: What to Do Before the House Goes Quiet

Covered boat and stacked patio furniture on a dock beside a lake house at dusk in late autumn

Holiday Travel Insurance: Do You Really Need It?

Family at an airport terminal checking travel documents before boarding, symbolizing travel insurance and peace of mind.

Holiday Gifts for Employees: How Employers Can Avoid the Tax Traps

Navigating Holiday Gift Giving: Avoiding the Tax Traps for Employers