Prevent Frozen Pipes

Prevent Frozen Pipes

With record-breaking cold temperatures spreading across the country, it is more important than ever to protect your home. One of the most preventable, but potentially disastrous, issues caused by cold weather is frozen pipes. Fortunately, we are here to help with some proactive steps to avoid a potentially huge water damage claim from a burst pipe! […]

Tips For Dealing With Claims After Hurricane Florence

1) We are always here to help. You can report claims directly to the insurance company, however, we are happy to give you advice before you file a claim. Once you call the insurance company, it will show up on your record regardless of whether anything ever gets paid out. Call our office at 301-431-0000 […]

Trust Your Insurance Agent…Or Find Another One!

Trust Your Insurance Agent…Or Find Another One!

In the past week, we have seen one client and one prospective client make choices about how they choose to insure their cars and homes that will likely lead to negative consequences for them in the future. The consequences may be that they will be paying higher premiums than they need to or they could […]

5 Rules Every Landlord Should Live By

landlord insurance in Gaithersburg STATE | Capitol Benefits

I’m pretty confident that if you asked anyone who has ever owned a rental property you would get an overwhelming response that it’s not as lucrative or easy as they thought it would be. In fact, owning a rental property can be a major pain, and end up costing you a ton of money! I […]

Will my credit rating change my insurance rates?

credit health and insurance in Gaithersburg STATE | Capitol Benefits

I was recently asked this question by one of our Capitol Benefits clients and thought I would share the answer here for our readers. There are a lot of things that go into homeowners and auto insurance rates, one of them being credit. I’ve heard a lot of complaints from people who don’t like the fact […]

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