Introduction As of May 31, 2023, the state of Virginia has enacted a new underinsured motorist law, which aims to protect drivers and passengers from the financial consequences of accidents caused by underinsured motorists. This new law brings significant changes to the way underinsured motorist coverage works in the state, and it is crucial for […]
In this article, we cover what ordinance or law coverage is, how it works, and the 4 major things ordinance includes. A homeowner’s insurance policy only covers certain events in your home, like fires and floods, while others are not covered, like theft or vandalism. As a result, some homeowners find gaps in their coverage […]
As a homeowner, it’s important to consider adding reconstruction cost coverage on your homeowners policy. In this article, we share everything you need to know about reconstruction cost coverage. Your homeowner’s policy aims to protect your property and keep you financially covered in an accident or disaster. Reconstruction cost coverage, also known as RCC, gives […]
Curious about the Erie Rate Lock? In this article, we share how insurance companies rate auto policies and insight on the benefits and features of the Erie Rate Lock. Everything from food to transportation in the United States is becoming more expensive due to inflation. Insurance premiums are naturally rising alongside inflation. For example, costs […]
In the insurance world, you will find two types of agents: Independent insurance agencies and captives. In this article, we share the benefits of choosing an independent insurance agent for all your insurance needs. In the insurance world, you will find two types of agents to choose from: independent and captive (meaning they work directly […]
Curious about loss assessment coverage? In this article we share what loss assessment coverage is, how much it costs, and help you determine if you need this on your homeowner’s insurance policy. Loss assessment coverage is an endorsement on your homeowner’s insurance policy that pays to repair or replace your home after damage occurs, typically […]
Do good drivers really get rewarded in auto insurance? If you’ve been a safe driver for years and are due for a policy renewal, check out our list of top companies that give their customers a big discount. How To Get Good Driver Rewards on Your Auto Insurance Policy? So you have been driving responsibly […]
When an accident or injury happens, filing an insurance claim can feel tedious and overwhelming. What can you expect from the process of filing an insurance claim? What To Expect When You File An Insurance Claim Insurance claims are something that all of us can expect to face at some point in our lives. From […]
If you hire a caretaker for your children, you cannot afford to leave this off the table. Do Families Need Workers’ Comp Insurance For The Nanny? Hiring a nanny can be an invaluable experience in the life of any family with young children. Nannies help make life easier and less stressful, allowing parents to keep […]
Guaranteed Replacement Cost: What Is It And Is It Worth Buying If you buy a house today, chances are you won’t be able to afford to replace it in case of a total loss if a covered peril did the damage. However, there might be a way around it. Certain carriers have a policy option […]
