For many, there is no better time of the year than summertime to be outside in the yard enjoying the weather and sunshine. Warm temperatures and longer days make the perfect backdrop for picnicking, barbecuing or just enjoying drinks and snacks on the deck or patio. Your home in the summer should be a source […]
With record-breaking cold temperatures spreading across the country, it is more important than ever to protect your home. One of the most preventable, but potentially disastrous, issues caused by cold weather is frozen pipes. Fortunately, we are here to help with some proactive steps to avoid a potentially huge water damage claim from a burst pipe! […]
It seems that every major utility company is now promoting “service line coverage” as “recommended insurance protection” to their customers. What is this and do you need it? First, let’s break down what service line coverage is and what it covers. When an EXTERIOR service line such as your water line, sewer […]
1) We are always here to help. You can report claims directly to the insurance company, however, we are happy to give you advice before you file a claim. Once you call the insurance company, it will show up on your record regardless of whether anything ever gets paid out. Call our office at 301-431-0000 […]
In the past week, we have seen one client and one prospective client make choices about how they choose to insure their cars and homes that will likely lead to negative consequences for them in the future. The consequences may be that they will be paying higher premiums than they need to or they could […]
I’m pretty confident that if you asked anyone who has ever owned a rental property you would get an overwhelming response that it’s not as lucrative or easy as they thought it would be. In fact, owning a rental property can be a major pain, and end up costing you a ton of money! I […]
I was recently asked this question by one of our Capitol Benefits clients and thought I would share the answer here for our readers. There are a lot of things that go into homeowners and auto insurance rates, one of them being credit. I’ve heard a lot of complaints from people who don’t like the fact […]
Why do my auto insurance rates keep going up even though my car is getting older? At Capitol Benefits, many of our clients ask this question so I would like to address it from a couple of angles. First things first, even though it’s called car/auto insurance, it covers more than just your car. It […]
