Map showing Capitol Benefits headquartered in the DMV and serving clients across 16 states nationwide

Insurance in Maryland

Our office is in Gaithersburg, and we have served Maryland families and employers since 2007. From Montgomery County to Frederick, Howard County and Annapolis, we place business insurance, employee benefits, home, and auto with more than 100 carriers, then review it with you every year. Do not see your town? We are headquartered in the DMV and serve clients across 16 states.

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What we do in Maryland

Employee benefitsGroup health, dental, vision, life and disability for employers with 25 to 1,000+ employees in Maryland, with compliance support and a renewal strategy that starts months ahead. Employee benefits

Business insuranceGeneral liability, workers compensation, property, commercial auto, cyber and professional liability, placed with more than 100 carriers. Business insurance · Industries we serve

Home and autoHomeowners, condo and auto coverage reviewed together, so the limits fit the household. Homeowners insurance · Auto insurance

Life and umbrellaCoverage that protects what you have built. Life insurance · Umbrella insurance · Private client services

Know the Maryland rules

Maryland business insurance requirementsWorkers compensation starts with your first employee, and home improvement contractors now need 500,000 dollars of liability coverage. Read the Maryland requirements guide

Maryland FAMLIEvery employer with a Maryland employee must register now, and payroll contributions begin January 1, 2027. What Maryland employers need to do

Employees in more than one stateBenefits, leave and workers compensation rules change at every state line. What changes at every border

Maryland communities we serve

Gaithersburg, MDEmployee Benefits in Gaithersburg · Business Insurance in Gaithersburg · Auto Insurance in Gaithersburg · Homeowners Insurance in Gaithersburg

Rockville, MDEmployee Benefits in Rockville · Business Insurance in Rockville · Auto Insurance in Rockville · Homeowners Insurance in Rockville

Bethesda, MDEmployee Benefits in Bethesda · Business Insurance in Bethesda · Auto Insurance in Bethesda · Homeowners Insurance in Bethesda

Silver Spring, MDEmployee Benefits in Silver Spring · Business Insurance in Silver Spring · Auto Insurance in Silver Spring · Homeowners Insurance in Silver Spring

Columbia, MDEmployee Benefits in Columbia · Business Insurance in Columbia · Auto Insurance in Columbia · Homeowners Insurance in Columbia

Frederick, MDEmployee Benefits in Frederick · Business Insurance in Frederick · Auto Insurance in Frederick · Homeowners Insurance in Frederick

Germantown, MDAuto Insurance in Germantown · Homeowners Insurance in Germantown

Potomac, MDAuto Insurance in Potomac · Homeowners Insurance in Potomac

North Potomac, MDAuto Insurance in North Potomac · Homeowners Insurance in North Potomac

Chevy Chase, MDAuto Insurance in Chevy Chase · Homeowners Insurance in Chevy Chase

Kensington, MDAuto Insurance in Kensington · Homeowners Insurance in Kensington

Ellicott City, MDAuto Insurance in Ellicott City · Homeowners Insurance in Ellicott City

Clarksville, MDAuto Insurance in Clarksville · Homeowners Insurance in Clarksville

Fulton, MDAuto Insurance in Fulton · Homeowners Insurance in Fulton

Annapolis, MDAuto Insurance in Annapolis · Homeowners Insurance in Annapolis

Talk to someone who knows Maryland

Our office is in Gaithersburg, and our team works with clients across Maryland, DC and Northern Virginia every day. Every client gets a named advisor who reviews coverage with them every year, not just at renewal.

Contact us · (301) 431-0000