2026 compliance calendar outlines key HR deadlines for MD, DC, and VA employers on health plans: Transparency in Coverage, HIPAA updates, Medicare Part D, ACA filings, RxDC reporting, PCORI fees, and ongoing vendor coordination.
HSAs cover many medical, dental, and vision expenses tax-free, but exclude items like cosmetic surgery and supplements. Capitol Benefits offers personalized insurance solutions to maximize your savings.
Offering voluntary benefits like identity theft protection, prepaid legal services, and travel insurance enhances employee security, reduces stress, and boosts satisfaction and productivity.
15 winter driving tips for MD, DC, and VA include vehicle prep, cautious driving on ice, and black ice handling. Also, review insurance coverage for winter risks with Capitol Benefits.
Fall protection leads OSHA’s 2025 top citations, followed by hazard communication and ladder safety. Implement safety programs, training, audits, and leverage insurance to ensure compliance and protect your workforce.
Aggregate limits cap total insurance payouts over a policy term, affecting coverage after multiple claims. Understanding and managing these limits is vital to protect your business assets.
Prompt injection and jailbreak attacks exploit AI trust to access sensitive data or cause harm, risking business reputation, regulatory penalties, operational disruption, and financial loss. Protect your AI systems proactively.
Employment Practices Liability Insurance (EPLI) protects businesses from costly lawsuits over harassment, discrimination, and wrongful termination, covering gaps left by standard policies. Proactive training, clear protocols, legal compliance, and careful use of HR technology reduce risks.
Evaluate health and wellness vendors to ensure they meet employee needs and business goals by addressing engagement, transparency, tailored solutions, holistic well-being, clear metrics, and strong communication.
Standard home insurance often excludes water damage from flooding, groundwater seepage, sewer backups, and neglect-related plumbing issues; adding flood insurance and sewer backup riders enhances protection.
