Collision insurance covers vehicle crashes but excludes weather damage, wildlife collisions, theft, and vandalism. Comprehensive insurance and add-ons fill these gaps, ensuring full protection in MD, DC, and VA.
Effective wellness programs for MD, DC, and VA employers prioritize voluntary participation, inclusivity, flexibility, and accessibility to boost engagement and support employees’ physical, mental, and financial well-being.
This guide helps MD, DC, and VA employers navigate COBRA compliance by detailing steps for qualifying events, notices, premium calculations, elections, payments, documentation, audits, and state mini-COBRA laws.
Quiz: Home Warranties Versus Homeowners Insurance While home warranties and homeowners insurance are both designed to protect your home and the assets within it, they work very differently. In honor of National Home Warranty Day (Feb. 10), we’ve designed a quiz to test your knowledge about home warranties versus homeowners insurance. Select the correct answer […]
Heart disease is the leading U.S. cause of death. Lower LDL by avoiding saturated/trans fats; boost HDL with fish, nuts, and veggies. Maintain healthy weight, exercise regularly, and adopt small habits for heart health.
2026 compliance calendar outlines key HR deadlines for MD, DC, and VA employers on health plans: Transparency in Coverage, HIPAA updates, Medicare Part D, ACA filings, RxDC reporting, PCORI fees, and ongoing vendor coordination.
HSAs cover many medical, dental, and vision expenses tax-free, but exclude items like cosmetic surgery and supplements. Capitol Benefits offers personalized insurance solutions to maximize your savings.
Offering voluntary benefits like identity theft protection, prepaid legal services, and travel insurance enhances employee security, reduces stress, and boosts satisfaction and productivity.
15 winter driving tips for MD, DC, and VA include vehicle prep, cautious driving on ice, and black ice handling. Also, review insurance coverage for winter risks with Capitol Benefits.
Fall protection leads OSHA’s 2025 top citations, followed by hazard communication and ladder safety. Implement safety programs, training, audits, and leverage insurance to ensure compliance and protect your workforce.
