15 winter driving tips for MD, DC, and VA include vehicle prep, cautious driving on ice, and black ice handling. Also, review insurance coverage for winter risks with Capitol Benefits.
Fall protection leads OSHA’s 2025 top citations, followed by hazard communication and ladder safety. Implement safety programs, training, audits, and leverage insurance to ensure compliance and protect your workforce.
Aggregate limits cap total insurance payouts over a policy term, affecting coverage after multiple claims. Understanding and managing these limits is vital to protect your business assets.
Prompt injection and jailbreak attacks exploit AI trust to access sensitive data or cause harm, risking business reputation, regulatory penalties, operational disruption, and financial loss. Protect your AI systems proactively.
Employment Practices Liability Insurance (EPLI) protects businesses from costly lawsuits over harassment, discrimination, and wrongful termination, covering gaps left by standard policies. Proactive training, clear protocols, legal compliance, and careful use of HR technology reduce risks.
Evaluate health and wellness vendors to ensure they meet employee needs and business goals by addressing engagement, transparency, tailored solutions, holistic well-being, clear metrics, and strong communication.
Standard home insurance often excludes water damage from flooding, groundwater seepage, sewer backups, and neglect-related plumbing issues; adding flood insurance and sewer backup riders enhances protection.
This guide covers FAA drone regulations, no-drone zones, remote ID rules, and insurance importance for safe recreational flying. It also offers safety tips and resources for responsible drone use.
E-bike and microcar owners face theft and liability risks often uncovered by standard policies. Specialized insurance offers comprehensive theft and liability coverage tailored to legal classifications, ensuring protection and peace of mind.
Employers can boost morale with tax-free holiday gifts by following IRS rules on de minimis fringe benefits: avoid cash/gift cards, give small, infrequent non-cash items, and plan thoughtfully.
