HSAs offer tax-free growth and catch-up contributions for late-career employees. Stop contributions before Medicare enrollment. Use funds tax-free for healthcare in retirement, boosting savings security.
Avoid holiday hazards by securing decorations, keeping toxic plants out of reach, preventing electrical overloads, practicing candle safety, ensuring food safety, and monitoring alcohol to protect family and pets.
Healthcare costs will rise 9% in 2026. Employers should prioritize preventive care, manage high-cost medications, implement care programs, promote mental health, wellness, and use technology to control expenses while maintaining attractive benefits.
Workplace stress affects over 75% of employees monthly, harming health and productivity. Simple strategies like microbreaks, quiet spaces, engagement, and check-ins can reduce stress and boost wellness.
Cyberattacks cost businesses millions; swift containment, transparent communication, thorough investigation, employee training, response planning, and cyber liability insurance are essential to protect operations and reputation.
AI liability requires businesses to implement clear protocols, maintain detailed AI recordkeeping, and secure tailored insurance to mitigate risks like copyright infringement and privacy violations.
Business owners face rising insurance costs due to shifting trends like increased cyber threats, tailored policies, and climate impact. Capitol Benefits LLC offers policy reviews to optimize coverage and costs.
Lifestyle Spending Accounts (LSAs) offer flexible wellness reimbursements, boosting employee satisfaction and retention. Capitol Benefits provides expert, tailored support to implement effective LSA programs.
Practice focused, distraction-free driving, maintain safe distances, use defensive techniques, prepare for bad weather, and keep your vehicle well-maintained to enhance safety and reduce insurance rates.
Life insurance for children offers low premiums, guaranteed lifelong coverage, and builds cash value for future financial support. Consult Capitol Benefits LLC to explore tailored family plans.
