Prevent Christmas tree fires by choosing fresh or fire-resistant trees, placing them away from heat, watering daily, using safe lights, keeping fire extinguishers handy, testing smoke alarms, and disposing of trees properly.
Tailor voluntary benefits to your diverse workforce by considering age, life stage, income, and work preferences. Effective communication and employee feedback boost satisfaction and retention.
HSAs offer tax-free growth and catch-up contributions for late-career employees. Stop contributions before Medicare enrollment. Use funds tax-free for healthcare in retirement, boosting savings security.
Avoid holiday hazards by securing decorations, keeping toxic plants out of reach, preventing electrical overloads, practicing candle safety, ensuring food safety, and monitoring alcohol to protect family and pets.
Healthcare costs will rise 9% in 2026. Employers should prioritize preventive care, manage high-cost medications, implement care programs, promote mental health, wellness, and use technology to control expenses while maintaining attractive benefits.
Workplace stress affects over 75% of employees monthly, harming health and productivity. Simple strategies like microbreaks, quiet spaces, engagement, and check-ins can reduce stress and boost wellness.
Cyberattacks cost businesses millions; swift containment, transparent communication, thorough investigation, employee training, response planning, and cyber liability insurance are essential to protect operations and reputation.
AI liability requires businesses to implement clear protocols, maintain detailed AI recordkeeping, and secure tailored insurance to mitigate risks like copyright infringement and privacy violations.
Business owners face rising insurance costs due to shifting trends like increased cyber threats, tailored policies, and climate impact. Capitol Benefits LLC offers policy reviews to optimize coverage and costs.
Lifestyle Spending Accounts (LSAs) offer flexible wellness reimbursements, boosting employee satisfaction and retention. Capitol Benefits provides expert, tailored support to implement effective LSA programs.
