Travel Insurance
Coverage that travels with you.
A cancelled trip, a medical emergency far from home, or a bag that never arrives can turn a good trip expensive fast. Our annual plan covers every trip you take, starting at $280 a year.
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protecting travelers · Since 2007.
what most travelers assume
Your credit card's travel protection is rarely enough.
Card benefits usually cover a narrow set of cancellation reasons and cap out quickly, and most health plans do very little once you leave the country. The gaps tend to show up at the worst possible moment, when you are far from home and paying out of pocket.
what a travel plan covers
Four things a good travel plan actually covers.
Trip cancellation
Emergency medical
Pays for treatment when you get sick or hurt away from home. This is the one people underestimate, because most domestic health plans do very little for you once you are outside the country.
Evacuation
Covers getting you out and getting you to real care, whether that is a mandatory evacuation ordered at your destination or a medical transfer to a facility that can actually treat you.
Baggage and delays
Handles the smaller disruptions that still cost real money. Delayed departures, missed connections, and luggage that shows up late or never shows up at all.
Our point of view
Per trip or per year? It depends how often you go.
Buying a policy for each trip makes sense if you travel once a year. Take two or more trips and an annual plan is usually cheaper, and you stop having to remember to buy coverage every time. Ours starts at $280 a year and picks up automatically on any trip more than 100 miles from home.
When it matters
Where a travel plan earns its keep.
These are illustrative situations rather than specific clients, but they are the kinds of moments a travel plan is built for.
The cancelled trip
THE SITUATION
A long-planned family trip is booked and paid for months ahead. Two weeks out, a parent has a fall and needs surgery, and the trip is off. The flights are non-refundable and the resort deposit is already gone.
WHAT COVERAGE DOES
Trip cancellation for a covered medical reason reimburses the prepaid, non-refundable costs, so a family emergency does not also become a financial one.
The emergency abroad
THE SITUATION
A week into a trip overseas, a traveler develops severe abdominal pain and ends up in a local hospital. The hospital asks for payment up front, and the health plan back home covers almost none of it.
WHAT COVERAGE DOES
Emergency medical coverage handles the treatment, and evacuation coverage moves the traveler to a facility equipped for the procedure when the local hospital is not.
The missed connection
THE SITUATION
A delayed first leg turns into a missed connection, an unplanned overnight near the airport, and a checked bag that ends up in a different city for three days.
WHAT COVERAGE DOES
Delay coverage picks up the unplanned hotel and meals, and baggage coverage replaces the essentials until the bag catches up.
FAQ
Common travel insurance questions.
If yours isn't here, call (301) 431-0000 and ask for an advisor. No phone tree.
Ready when you are
Let's take a look at what you've got.
A real review of your current coverage. No deck, no pressure, and usually some money saved along the way.