Better group health insurance, and an advisor who stays all year.

Group health is the biggest line in most benefits budgets, and the plan your employees judge you by. We help you choose it with a strategy behind it, then stay beside you for the eleven months after the renewal.

Capitol Benefits is an independently owned advisory serving companies from 5 to 5,000+ employees. We work as an extension of your HR team on plan design, employee communication, online enrollment, compliance guidance, and the day-to-day HR questions in between.

Tell us where things stand and we will set up a review: what your current plan actually covers, where your employees are getting stuck, and what the market looks like for a company your size.

Group health is where most programs start. From there we widen into dental, vision, life, and income protection as one employee benefits strategy.

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Start your group health review

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Coverage from every major carrier, and the support that comes after you choose.

We explain the options in plain language, so you know what you are choosing and why.

Online Benefit Administration

Enrollment, changes, and carrier billing run through one online system, included with your program. New hires enroll themselves, and your HR team stops chasing paper forms.

Compliance Guidance

We keep an attorney-owned benefits compliance firm on retainer for our clients. ACA, ERISA, COBRA, 5500s: you will know what you need to file and when, before it turns into a problem.

HR Support

You get the HR resources a much larger company would have: access to Mineral, plus our team for the day-to-day questions about handbooks, policies, and leave. Included for our clients.

Online Employee Training

A customizable online training library your employees can work through, including the state-required courses and the ones you reach for when a performance issue needs backup.

How a group health review actually works.

We are built for companies from 5 to 5,000+ employees, including the ones with no full-time benefits person on staff. Independent access to more than 100 carriers means the recommendation follows your employees, not a corporate parent.

Start the Conversation

Send the form or call us directly. We ask what is working, what is not, and what your last renewal did to you.

Market Research

We take your census to the carriers and come back with real numbers, with the trade-offs spelled out.

Coverage Placement

We handle the applications, the enrollment setup, and the communication that explains it all to your employees.

Year-Round Support

Annual reviews on every policy, and an advisor who picks up in between. Compliance questions included.

Group health questions we hear from HR leaders.